Can You Claim Windscreen Replacement On Car Insurance?

Inside Point Of View Of A Driver Side Windscreen Chip And Crack

When your windscreen has sustained enough damage to require a replacement, it can be a daunting thought. Windscreen replacement is much cheaper than replacing the entire car, but it can be costly. Particularly if your car has automatic windscreen wipers, as special treatments will need to be made.

Should You Claim For Windscreen Replacements On Your Insurance?

The answer to this will depend on if your insurer actually covers glass replacements. If you need to make a claim, you should double-check your policy first.

Another thing to consider is how the damage happened. Wear and tear can result in windscreen damage that is relatively straightforward for insurers to cover. However, if the damage is a result of an accident then this could affect your no-claims bonus.

Man using tools on windscreen crack

Will Your Car Insurance Provider Cover Windscreen Replacement?

Fortunately, many car insurers can cover windscreen replacement. This isn’t always included as standard. Most providers will ask you to pay an additional fee on top of your premium to cover your windscreen, but it’s usually a small amount.

car windscreen chip

There may be a few hoops to jump through. Make sure that you arrange the repairs in good time, as leaving it too long could mean your insurer won’t cover you.

Will Windscreen Replacement Count As A Claim?

This will depend on your insurer. There are some car insurance companies that don’t count windscreen repairs and replacements as claims. In those cases, they shouldn’t affect your no-claims bonus. However, it’s unlikely that you’ll be allowed to make multiple claims and the reason for the damage could affect your insurer’s decision.

Does Claiming On Insurance For Windscreen Repair Or Replacement Increase Your Premium?

Most of the time, insurance premiums are subject to annual increases. This is normal, and isn’t usually a result of you claiming for windscreen repairs or replacements. Speak to your insurance provider if your renewal seems unusually high.

What Happens If You Don’t Have Glass Cover On Your Car Insurance?

If your insurer isn’t able to cover the cost of your windscreen replacement or repair service, don’t worry. Able Windscreens are here to help. We pride ourselves on our top tier service at excellent prices. No matter whether your family car needs its glass replacing or you have a whole fleet of commercial vehicles, our team have got you covered.


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